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  <import namespace="http://xbrl.org/2020/extensible-enumerations-2.0" schemaLocation="https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd"/>
  <import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd"/>
  <import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd"/>
  <import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd"/>
  <element name="DocumentAndEntityInformationAbstract" id="msex_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="EntityClosingMarketPricePerShare" id="msex_EntityClosingMarketPricePerShare" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <element name="OperationsAndMaintenance" id="msex_OperationsAndMaintenance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="PreliminarySurveyAndInvestigationCharges" id="msex_PreliminarySurveyAndInvestigationCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="NonUtilityAssetsNet" id="msex_NonUtilityAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="DeferredChargesAndOtherAssets" id="msex_DeferredChargesAndOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="TotalCommonEquity" id="msex_TotalCommonEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="ConstructionAdvances" id="msex_ConstructionAdvances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="AccumulatedDeferredIncomeTaxes" id="msex_AccumulatedDeferredIncomeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="CondensedConsolidatedBalanceSheetsUnauditedParentheticalAbstract" id="msex_CondensedConsolidatedBalanceSheetsUnauditedParentheticalAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ChangeInUnbilledRevenues" id="msex_ChangeInUnbilledRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="DeobligatedPrincipalPayments" id="msex_DeobligatedPrincipalPayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="CashPaidDuringYearForAbstract" id="msex_CashPaidDuringYearForAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CondensedConsolidatedStatementsOfCapitalStockAndLongtermDebtAbstract" id="msex_CondensedConsolidatedStatementsOfCapitalStockAndLongtermDebtAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FirstMortgageOne1Member" id="msex_FirstMortgageOne1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuredDebtZeroOneMember" id="msex_SecuredDebtZeroOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="StateRevolvingTrustNotesOneMember" id="msex_StateRevolvingTrustNotesOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="StateRevolvingFundBondOneMember" id="msex_StateRevolvingFundBondOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NewConstructionLoansMember" id="msex_NewConstructionLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NonredeemablePreferredStock1Member" id="msex_NonredeemablePreferredStock1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="StatementConsolidatedStatementsOfCapitalStockAndLongtermDebtAbstract" id="msex_StatementConsolidatedStatementsOfCapitalStockAndLongtermDebtAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuredDebtFirstMortgageBondsMember" id="msex_SecuredDebtFirstMortgageBondsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuredDebtZeroTwoMember" id="msex_SecuredDebtZeroTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuredDebtZeroThreeMember" id="msex_SecuredDebtZeroThreeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuredDebtZeroFourMember" id="msex_SecuredDebtZeroFourMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="CashDividendsOnCommonStockShares" id="msex_CashDividendsOnCommonStockShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="CashDividendsOnPreferredStockShares" id="msex_CashDividendsOnPreferredStockShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="CommonStockExpensesShares" id="msex_CommonStockExpensesShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="BasisOfPresentationAndRecentDevelopmentsAbstract" id="msex_BasisOfPresentationAndRecentDevelopmentsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CapitalizationTextBlock" id="msex_CapitalizationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="ACBCoBankMember" id="msex_ACBCoBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NewJerseyBoardOfPublicUtilitiesMember" id="msex_NewJerseyBoardOfPublicUtilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="ContractOperationsAmount" id="msex_ContractOperationsAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="ContractOperationsPeriod" id="msex_ContractOperationsPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PennsylvaniaPublicUtilitiesCommissioMember" id="msex_PennsylvaniaPublicUtilitiesCommissioMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="DelawarePublicServiceCommissionMember" id="msex_DelawarePublicServiceCommissionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="MiddlesexMember" id="msex_MiddlesexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="TwinLakesMember" id="msex_TwinLakesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="TidewaterMember" id="msex_TidewaterMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PercentageOfConsumerPriceIndex" id="msex_PercentageOfConsumerPriceIndex" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="MiddlesexWaterCompanyInvestmentPlanMember" id="msex_MiddlesexWaterCompanyInvestmentPlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NewJerseyInfrastructureBankTwoMember" id="msex_NewJerseyInfrastructureBankTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="FMBMember" id="msex_FMBMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="FirstMortgageBondsMember" id="msex_FirstMortgageBondsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NewJerseyNjibProgramMember" id="msex_NewJerseyNjibProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NewJerseyEconomicDevelopmentAuthorityMember" id="msex_NewJerseyEconomicDevelopmentAuthorityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="FirstMortgagesSixMember" id="msex_FirstMortgagesSixMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="FirstMortgagesSevenMember" id="msex_FirstMortgagesSevenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="OtherLoanSourceMaximumBorrowingCapacity" id="msex_OtherLoanSourceMaximumBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="ConstructionLoanMaximumBorrowingCapacity" id="msex_ConstructionLoanMaximumBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="PercentageOfOfferingSharesOnDiscountToParticipants" id="msex_PercentageOfOfferingSharesOnDiscountToParticipants" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PercentageOfPrincipalWithStatedInterestRate" id="msex_PercentageOfPrincipalWithStatedInterestRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PercentageOfPrincipalWithMarketInterestRate" id="msex_PercentageOfPrincipalWithMarketInterestRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="AmountOfDrawnExpectedRemaining" id="msex_AmountOfDrawnExpectedRemaining" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="CustomerAdvancesForConstructionWork" id="msex_CustomerAdvancesForConstructionWork" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="FirstMortgageBondsFairValueDisclosure" id="msex_FirstMortgageBondsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="ConvertiblePreferredStock1Member" id="msex_ConvertiblePreferredStock1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="RegulatedMember" id="msex_RegulatedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="NonRegulatedMember" id="msex_NonRegulatedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="OperatingRevenueIntersegmentElimination" id="msex_OperatingRevenueIntersegmentElimination" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="AssetsIntersegmentElimination" id="msex_AssetsIntersegmentElimination" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="ShortTermBorrowingsMember" id="msex_ShortTermBorrowingsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="BankOfAmericaMember" id="msex_BankOfAmericaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PncBankMember" id="msex_PncBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="CoBankMember" id="msex_CoBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="RenewalDateOfLineOfCredit" id="msex_RenewalDateOfLineOfCredit" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="LineOfCreditFacilityAverageDailyAmountOutstanding" id="msex_LineOfCreditFacilityAverageDailyAmountOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="PurchaseCommitment1Member" id="msex_PurchaseCommitment1Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="PurchaseCommitment2Member" id="msex_PurchaseCommitment2Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="BudgetedConstructionCost" id="msex_BudgetedConstructionCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="LongtermPurchaseCommitmentExpirationDate" id="msex_LongtermPurchaseCommitmentExpirationDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="EstimatedIncrementalBorrowingRate" id="msex_EstimatedIncrementalBorrowingRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <element name="LeaseMaturityDate" id="msex_LeaseMaturityDate" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <element name="CostOfPurchasedWaterAbstract" id="msex_CostOfPurchasedWaterAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CostOfTreatedWater" id="msex_CostOfTreatedWater" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="CostOfUntreatedWater" id="msex_CostOfUntreatedWater" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="debit"/>
  <element name="RightOfUseAssetAtLeaseInception" id="msex_RightOfUseAssetAtLeaseInception" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="RightOfUseAssetsAccumulatedAmortization" id="msex_RightOfUseAssetsAccumulatedAmortization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="RightOfUseAssetsCurrent" id="msex_RightOfUseAssetsCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="ImputedInterest" id="msex_ImputedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="debit"/>
  <element name="OperatingLeaseLiabilityAndOtherLiabilitiesCurrent" id="msex_OperatingLeaseLiabilityAndOtherLiabilitiesCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" xbrli:balance="credit"/>
  <element name="ResidentialOperatingRevenues" id="msex_ResidentialOperatingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="CommercialOperatingRevenues" id="msex_CommercialOperatingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="IndustrialOperatingRevenues" id="msex_IndustrialOperatingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="ResidentialCommercialIndustrialAndFireProtectionRevenue" id="msex_ResidentialCommercialIndustrialAndFireProtectionRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="WholesaleMunicipalRevenue" id="msex_WholesaleMunicipalRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="NonregualtedContractOperationsRevenue" id="msex_NonregualtedContractOperationsRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="OtherNonregulatedRevenues" id="msex_OtherNonregulatedRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
  <element name="InterSegmentEliminationOperatingRevenues" id="msex_InterSegmentEliminationOperatingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" xbrli:balance="credit"/>
</schema>
