<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Wed Jul 31 04:49:38 UTC 2024 -->
<xs:schema elementFormDefault="qualified" xmlns:srt-types="http://fasb.org/srt-types/2024" targetNamespace="http://middlesexwater.com/20240630" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:msex="http://middlesexwater.com/20240630" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="msex-20240630_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="msex-20240630_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="msex-20240630_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="msex-20240630_cal.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef"/>
      <link:roleType roleURI="http://middlesexwater.com/role/ConsolidatedIncomeStatement" id="msex_r_ConsolidatedIncomeStatement">
        <link:definition>995301 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ConsolidatedBalanceSheet" id="msex_r_ConsolidatedBalanceSheet">
        <link:definition>995302 - Statement - CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ConsolidatedBalanceSheet_Parentheticals" id="msex_r_ConsolidatedBalanceSheet_Parentheticals">
        <link:definition>995303 - Statement - CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ConsolidatedCashFlow" id="msex_r_ConsolidatedCashFlow">
        <link:definition>995304 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ConsolidatedCashFlow_Parentheticals" id="msex_r_ConsolidatedCashFlow_Parentheticals">
        <link:definition>995305 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShareholdersEquityType1" id="msex_r_ShareholdersEquityType1">
        <link:definition>995306 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CAPITAL STOCK AND LONG-TERM DEBT</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShareholdersEquityType1_Parentheticals" id="msex_r_ShareholdersEquityType1_Parentheticals">
        <link:definition>995307 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CAPITAL STOCK AND LONG-TERM DEBT (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShareholdersEquityType2or3" id="msex_r_ShareholdersEquityType2or3">
        <link:definition>995308 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF COMMON STOCKHOLDERS' EQUITY (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShareholdersEquityType2or3_Parentheticals" id="msex_r_ShareholdersEquityType2or3_Parentheticals">
        <link:definition>995309 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF COMMON STOCKHOLDERS' EQUITY (Unaudited) (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/BasisofPresentationandRecentDevelopments" id="msex_r_BasisofPresentationandRecentDevelopments">
        <link:definition>995310 - Disclosure - Basis of Presentation and Recent Developments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/RateandRegulatoryMatters" id="msex_r_RateandRegulatoryMatters">
        <link:definition>995311 - Disclosure - Rate and Regulatory Matters</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/Capitalization" id="msex_r_Capitalization">
        <link:definition>995312 - Disclosure - Capitalization</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EarningsPerShare" id="msex_r_EarningsPerShare">
        <link:definition>995313 - Disclosure - Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/BusinessSegmentData" id="msex_r_BusinessSegmentData">
        <link:definition>995314 - Disclosure - Business Segment Data</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShortTermBorrowings" id="msex_r_ShortTermBorrowings">
        <link:definition>995315 - Disclosure - Short-Term Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/CommitmentsandContingentLiabilities" id="msex_r_CommitmentsandContingentLiabilities">
        <link:definition>995316 - Disclosure - Commitments and Contingent Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EmployeeBenefitPlans" id="msex_r_EmployeeBenefitPlans">
        <link:definition>995317 - Disclosure - Employee Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/RevenueRecognitionfromContractswithCustomers" id="msex_r_RevenueRecognitionfromContractswithCustomers">
        <link:definition>995318 - Disclosure - Revenue Recognition from Contracts with Customers</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/BasisofPresentationandRecentDevelopmentsTables" id="msex_r_BasisofPresentationandRecentDevelopmentsTables">
        <link:definition>996000 - Disclosure - Basis of Presentation and Recent Developments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/CapitalizationTables" id="msex_r_CapitalizationTables">
        <link:definition>996001 - Disclosure - Capitalization (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EarningsPerShareTables" id="msex_r_EarningsPerShareTables">
        <link:definition>996002 - Disclosure - Earnings Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/BusinessSegmentDataTables" id="msex_r_BusinessSegmentDataTables">
        <link:definition>996003 - Disclosure - Business Segment Data (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShortTermBorrowingsTables" id="msex_r_ShortTermBorrowingsTables">
        <link:definition>996004 - Disclosure - Short-Term Borrowings (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/CommitmentsandContingentLiabilitiesTables" id="msex_r_CommitmentsandContingentLiabilitiesTables">
        <link:definition>996005 - Disclosure - Commitments and Contingent Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EmployeeBenefitPlansTables" id="msex_r_EmployeeBenefitPlansTables">
        <link:definition>996006 - Disclosure - Employee Benefit Plans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/RevenueRecognitionfromContractswithCustomersTables" id="msex_r_RevenueRecognitionfromContractswithCustomersTables">
        <link:definition>996007 - Disclosure - Revenue Recognition from Contracts with Customers (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandards" id="msex_r_ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandards">
        <link:definition>996008 - Disclosure - Schedule of Issued Accounting Standards (Details) - Schedule of Issued Accounting Standards</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/RateandRegulatoryMattersDetails" id="msex_r_RateandRegulatoryMattersDetails">
        <link:definition>996009 - Disclosure - Rate and Regulatory Matters (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/CapitalizationDetails" id="msex_r_CapitalizationDetails">
        <link:definition>996010 - Disclosure - Capitalization (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofCarryingAmountandFairValueoftheFMBsTable" id="msex_r_ScheduleofCarryingAmountandFairValueoftheFMBsTable">
        <link:definition>996011 - Disclosure - Capitalization (Details) - Schedule of Carrying Amount and Fair Value of the FMBs</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EarningsPerShareDetails" id="msex_r_EarningsPerShareDetails">
        <link:definition>996012 - Disclosure - Earnings Per Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofEarningsPerShareTable" id="msex_r_ScheduleofEarningsPerShareTable">
        <link:definition>996013 - Disclosure - Earnings Per Share (Details) - Schedule of Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofEarningsPerShareTable_Parentheticals" id="msex_r_ScheduleofEarningsPerShareTable_Parentheticals">
        <link:definition>996014 - Disclosure - Earnings Per Share (Details) - Schedule of Earnings Per Share (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/BusinessSegmentDataDetails" id="msex_r_BusinessSegmentDataDetails">
        <link:definition>996015 - Disclosure - Business Segment Data (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
<!-- [WMV5][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt/tSeJz73kx1cLt0ZFF2SK/vxBCY0vdSrb9Unfw5ZIZzlQH6J7MZhgXxR1SC3VWecwH407JbKoicE8v+YtfNuoUcZ3RuTydUWPPkMWa6PV1QwEZLvwvXoILGjxdtB/sondFYC8K5utDMjn1AwCX0ib60yl0qjWlezujL2zqFB2V1rq9eN8dydDTiymhdPE+hP+ZYEgK1HR4pUNoVk01BSCLdoWeaC4X8hVa3cbteAkaYQ==] CSR-->
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofInterSegmentTransactionsTable" id="msex_r_ScheduleofInterSegmentTransactionsTable">
        <link:definition>996016 - Disclosure - Business Segment Data (Details) - Schedule of Inter-Segment Transactions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ShortTermBorrowingsDetails" id="msex_r_ShortTermBorrowingsDetails">
        <link:definition>996017 - Disclosure - Short-Term Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofLinesofCreditTable" id="msex_r_ScheduleofLinesofCreditTable">
        <link:definition>996018 - Disclosure - Short-Term Borrowings (Details) - Schedule of Lines of Credit</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofCreditLinesandtheWeightedAverageInterestRatesTable" id="msex_r_ScheduleofCreditLinesandtheWeightedAverageInterestRatesTable">
        <link:definition>996019 - Disclosure - Short-Term Borrowings (Details) - Schedule of Credit Lines and the Weighted Average Interest Rates</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/CommitmentsandContingentLiabilitiesDetails" id="msex_r_CommitmentsandContingentLiabilitiesDetails">
        <link:definition>996020 - Disclosure - Commitments and Contingent Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofPurchasedWaterCostsTable" id="msex_r_ScheduleofPurchasedWaterCostsTable">
        <link:definition>996021 - Disclosure - Commitments and Contingent Liabilities (Details) - Schedule of Purchased Water Costs</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofOperatingLeaseROUAssetsTable" id="msex_r_ScheduleofOperatingLeaseROUAssetsTable">
        <link:definition>996022 - Disclosure - Commitments and Contingent Liabilities (Details) - Schedule of Operating Lease ROU Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofFutureMinimumOperatingLeaseCommitmentsTable" id="msex_r_ScheduleofFutureMinimumOperatingLeaseCommitmentsTable">
        <link:definition>996023 - Disclosure - Commitments and Contingent Liabilities (Details) - Schedule of Future Minimum Operating Lease Commitments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/EmployeeBenefitPlansDetails" id="msex_r_EmployeeBenefitPlansDetails">
        <link:definition>996024 - Disclosure - Employee Benefit Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofEmployeeRetirementBenefitPlansTable" id="msex_r_ScheduleofEmployeeRetirementBenefitPlansTable">
        <link:definition>996025 - Disclosure - Employee Benefit Plans (Details) - Schedule of Employee Retirement Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/ScheduleofOperatingRevenuesTable" id="msex_r_ScheduleofOperatingRevenuesTable">
        <link:definition>996026 - Disclosure - Revenue Recognition from Contracts with Customers (Details) - Schedule of Operating Revenues</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://middlesexwater.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://fasb.org/us-types/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://fasb.org/srt-types/2024" schemaLocation="https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/sic/2024" schemaLocation="https://xbrl.sec.gov/sic/2024/sic-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2024" schemaLocation="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd-sub/2024" schemaLocation="https://xbrl.sec.gov/ecd/2024/ecd-sub-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei-sub/2024" schemaLocation="https://xbrl.sec.gov/dei/2024/dei-sub-2024.xsd"/>
  <xs:element name="ScheduleOfEarningsPerShareAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfEarningsPerShareAbstract"/>
  <xs:element name="ScheduleOfInterSegmentTransactionsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfInterSegmentTransactionsAbstract"/>
  <xs:element name="ScheduleOfLinesOfCreditAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfLinesOfCreditAbstract"/>
  <xs:element name="ScheduleOfCreditLinesAndTheWeightedAverageInterestRatesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfCreditLinesAndTheWeightedAverageInterestRatesAbstract"/>
  <xs:element name="ScheduleOfEmployeeRetirementBenefitPlansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfEmployeeRetirementBenefitPlansAbstract"/>
  <xs:element name="ScheduleOfOperatingRevenuesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfOperatingRevenuesAbstract"/>
  <xs:element name="UnlabeledAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract"/>
  <xs:element name="UnlabeledAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract0"/>
  <xs:element name="UnlabeledAbstract1" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract1"/>
  <xs:element name="UnlabeledAbstract2" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract2"/>
  <xs:element name="UnlabeledAbstract3" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract3"/>
  <xs:element name="UnlabeledAbstract4" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract4"/>
  <xs:element name="UnlabeledAbstract5" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract5"/>
  <xs:element name="UnlabeledAbstract6" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract6"/>
  <xs:element name="UnlabeledAbstract7" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract7"/>
  <xs:element name="UnlabeledAbstract8" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract8"/>
  <xs:element name="UnlabeledAbstract9" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract9"/>
  <xs:element name="UnlabeledAbstract10" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract10"/>
  <xs:element name="UnlabeledAbstract11" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract11"/>
  <xs:element name="AverageNumberOfAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_AverageNumberOfAbstract"/>
  <xs:element name="CommonSharesOutstandingAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CommonSharesOutstandingAbstract"/>
  <xs:element name="UnlabeledAbstract12" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract12"/>
  <xs:element name="UnlabeledAbstract13" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract13"/>
  <xs:element name="UnlabeledAbstract14" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract14"/>
  <xs:element name="CapitalizationAndLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CapitalizationAndLiabilitiesAbstract"/>
  <xs:element name="UnlabeledAbstract15" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract15"/>
  <xs:element name="UnlabeledAbstract16" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract16"/>
  <xs:element name="UnlabeledAbstract17" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract17"/>
  <xs:element name="UnlabeledAbstract18" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract18"/>
  <xs:element name="UnlabeledAbstract19" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract19"/>
  <xs:element name="UnlabeledAbstract20" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract20"/>
  <xs:element name="UnlabeledAbstract21" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract21"/>
  <xs:element name="UnlabeledAbstract22" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract22"/>
  <xs:element name="UnlabeledAbstract23" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract23"/>
  <xs:element name="UnlabeledAbstract24" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract24"/>
  <xs:element name="CommonStockNoParValueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CommonStockNoParValueAbstract"/>
  <xs:element name="UnlabeledAbstract25" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract25"/>
  <xs:element name="CumulativePreferredStockNoParValueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CumulativePreferredStockNoParValueAbstract"/>
  <xs:element name="ConvertibleAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ConvertibleAbstract"/>
  <xs:element name="NonredeemableAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NonredeemableAbstract"/>
  <xs:element name="UnlabeledAbstract26" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract26"/>
  <xs:element name="UnlabeledAbstract27" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract27"/>
  <xs:element name="UnlabeledAbstract28" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract28"/>
  <xs:element name="UnlabeledAbstract29" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract29"/>
  <xs:element name="UnlabeledAbstract30" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract30"/>
  <xs:element name="UnlabeledAbstract31" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract31"/>
  <xs:element name="DilutedAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_DilutedAbstract"/>
  <xs:element name="UnlabeledAbstract32" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract32"/>
  <xs:element name="UnlabeledAbstract33" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract33"/>
  <xs:element name="UnlabeledAbstract34" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract34"/>
  <xs:element name="DilutedAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_DilutedAbstract0"/>
  <xs:element name="UnlabeledAbstract35" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract35"/>
  <xs:element name="UnlabeledAbstract36" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract36"/>
  <xs:element name="OperatingIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_OperatingIncomeAbstract"/>
  <xs:element name="UnlabeledAbstract37" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract37"/>
  <xs:element name="NetIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NetIncomeAbstract"/>
  <xs:element name="UnlabeledAbstract38" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract38"/>
  <xs:element name="CapitalExpendituresAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CapitalExpendituresAbstract"/>
  <xs:element name="UnlabeledAbstract39" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_UnlabeledAbstract39"/>
  <xs:element name="IncludedInOtherCurrentLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_IncludedInOtherCurrentLiabilitiesAbstract"/>
  <xs:element name="RegulatedTariffSalesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_RegulatedTariffSalesAbstract"/>
  <xs:element name="OperationsAndMaintenance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_OperationsAndMaintenance"/>
  <xs:element name="LitigationSettlementsReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_LitigationSettlementsReceivable"/>
  <xs:element name="PreliminarySurveyAndInvestigationChargesNonCurrent" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_PreliminarySurveyAndInvestigationChargesNonCurrent"/>
  <xs:element name="NonutilityAssetsNetNonCurrent" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_NonutilityAssetsNetNonCurrent"/>
  <xs:element name="EmployeeBenefitPlans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_EmployeeBenefitPlans"/>
  <xs:element name="LitigationSettlementPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_LitigationSettlementPayable"/>
  <xs:element name="ConstructionAdvances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_ConstructionAdvances"/>
  <xs:element name="IncreaseDecreaseinUnbilledRevenues" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_IncreaseDecreaseinUnbilledRevenues"/>
  <xs:element name="IncreaseDecreaseinRecoveredCostsEnvironmentalLitigationSettlement" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_IncreaseDecreaseinRecoveredCostsEnvironmentalLitigationSettlement"/>
  <xs:element name="CommonStockValueAuthorized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_CommonStockValueAuthorized"/>
  <xs:element name="PreferredStockValueAuthorized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_PreferredStockValueAuthorized"/>
  <xs:element name="EarningsPerShareDetailsScheduleofEarningsPerShareTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_EarningsPerShareDetailsScheduleofEarningsPerShareTable"/>
  <xs:element name="SeriesPreferredDividend" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_SeriesPreferredDividend"/>
  <xs:element name="AdjustedEarningsApplicableToCommonStockinDollarsPerShare" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_AdjustedEarningsApplicableToCommonStockinDollarsPerShare"/>
  <xs:element name="EarningsPerShareDetailsScheduleofEarningsPerShareParentheticalsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_EarningsPerShareDetailsScheduleofEarningsPerShareParentheticalsTable"/>
  <xs:element name="RenewalDateOfLineOfCredit" type="xbrli:dateItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_RenewalDateOfLineOfCredit"/>
  <xs:element name="CostOfTreatedWater" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_CostOfTreatedWater"/>
  <xs:element name="CostOfUntreatedWater" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_CostOfUntreatedWater"/>
  <xs:element name="RightOfUseAssetAtLeaseInception" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_RightOfUseAssetAtLeaseInception"/>
  <xs:element name="OperatingLeaseRightOfUseAssetAccumulatedAmortization" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_OperatingLeaseRightOfUseAssetAccumulatedAmortization"/>
  <xs:element name="EmployeeBenefitPlansDetailsScheduleofEmployeeRetirementBenefitPlansTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_EmployeeBenefitPlansDetailsScheduleofEmployeeRetirementBenefitPlansTable"/>
  <xs:element name="DefinedBenefitPlanAmortizationOfGainsLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_DefinedBenefitPlanAmortizationOfGainsLoss"/>
  <xs:element name="OtherNonregulatedRevenues" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_OtherNonregulatedRevenues"/>
  <xs:element name="InterSegmentEliminationOperatingRevenues" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_InterSegmentEliminationOperatingRevenues"/>
  <xs:element name="ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandardsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandardsTable"/>
  <xs:element name="ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandardsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleofIssuedAccountingStandardsDetailsScheduleofIssuedAccountingStandardsLineItems"/>
  <xs:element name="RateandRegulatoryMattersDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_RateandRegulatoryMattersDetailsTable"/>
  <xs:element name="SurchargeForCostsIncurred" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="msex_SurchargeForCostsIncurred"/>
  <xs:element name="CapitalizationDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_CapitalizationDetailsTable"/>
  <xs:element name="CustomerAdvancesForConstructionWork" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_CustomerAdvancesForConstructionWork"/>
  <xs:element name="CommitmentsandContingentLiabilitiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_CommitmentsandContingentLiabilitiesDetailsTable"/>
  <xs:element name="LongtermPurchaseCommitmentExpirationDate" type="xbrli:dateItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_LongtermPurchaseCommitmentExpirationDate"/>
  <xs:element name="AveragePurchaseOfGallons" type="dtr:volumeItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_AveragePurchaseOfGallons"/>
  <xs:element name="EstimatedIncrementalBorrowingRate" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="msex_EstimatedIncrementalBorrowingRate"/>
  <xs:element name="Estimatedobligationexpenditure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="msex_Estimatedobligationexpenditure"/>
  <xs:element name="EmployeeBenefitPlansDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="msex_EmployeeBenefitPlansDetailsTable"/>
  <xs:element name="AmortizingSecuredNoteMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_AmortizingSecuredNoteMember"/>
  <xs:element name="AmortizingSecuredNotesDue20282046Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_AmortizingSecuredNotesDue20282046Member"/>
  <xs:element name="BankOfAmericaMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_BankOfAmericaMember"/>
  <xs:element name="CoBankMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CoBankMember"/>
  <xs:element name="CommercialMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CommercialMember"/>
  <xs:element name="FireProtectionMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_FireProtectionMember"/>
  <xs:element name="FirstMortgageBondsDue20232059Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_FirstMortgageBondsDue20232059Member"/>
  <xs:element name="FirstMortgageOne1Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_FirstMortgageOne1Member"/>
  <xs:element name="IncomeMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_IncomeMember"/>
  <xs:element name="IndustrialMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_IndustrialMember"/>
  <xs:element name="InterSegmentEliminationMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_InterSegmentEliminationMember"/>
  <xs:element name="MiddlesexWaterCompanyMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_MiddlesexWaterCompanyMember"/>
  <xs:element name="MiddlesexWaterMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_MiddlesexWaterMember"/>
  <xs:element name="NJBPURegulatedWaterMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NJBPURegulatedWaterMember"/>
  <xs:element name="NewJerseyBoardOfPublicUtilitiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NewJerseyBoardOfPublicUtilitiesMember"/>
  <xs:element name="NewJerseyInfrastructureBankMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NewJerseyInfrastructureBankMember"/>
  <xs:element name="NonRegulatedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NonRegulatedMember"/>
  <xs:element name="NonredeemablePreferredStock1Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_NonredeemablePreferredStock1Member"/>
  <xs:element name="PncBankMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_PncBankMember"/>
  <xs:element name="RegulatedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_RegulatedMember"/>
  <xs:element name="ResidentialMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ResidentialMember"/>
  <xs:element name="SRFLoansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_SRFLoansMember"/>
  <xs:element name="SharesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_SharesMember"/>
  <xs:element name="StateRevolvingTrustNotesDue20252044Member" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_StateRevolvingTrustNotesDue20252044Member"/>
  <xs:element name="StateRevolvingTrustNotesOneMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_StateRevolvingTrustNotesOneMember"/>
  <xs:element name="TidewaterMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_TidewaterMember"/>
  <xs:element name="TreatedWaterMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_TreatedWaterMember"/>
  <xs:element name="WaterSupplyMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_WaterSupplyMember"/>
  <xs:element name="WholesaleMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_WholesaleMember"/>
  <xs:element name="BasisOfPresentationAndRecentDevelopmentsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_BasisOfPresentationAndRecentDevelopmentsAbstract"/>
  <xs:element name="BusinessSegmentDataAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_BusinessSegmentDataAbstract"/>
  <xs:element name="CapitalizationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CapitalizationAbstract"/>
  <xs:element name="CashPaidDuringTheYearForAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_CashPaidDuringTheYearForAbstract"/>
  <xs:element name="EmployeeBenefitPlansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_EmployeeBenefitPlansAbstract"/>
  <xs:element name="EmployeeBenefitPlansLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_EmployeeBenefitPlansLineItems"/>
  <xs:element name="RevenueRecognitionFromContractsWithCustomersAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_RevenueRecognitionFromContractsWithCustomersAbstract"/>
  <xs:element name="ScheduleOfEarningsPerShareLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfEarningsPerShareLineItems"/>
  <xs:element name="ScheduleOfEmployeeRetirementBenefitPlansLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_ScheduleOfEmployeeRetirementBenefitPlansLineItems"/>
  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="msex_DocumentAndEntityInformationAbstract"/>
</xs:schema>
